2019年第三季度時美元對離岸人民幣匯率最高達7.19630，期後數個季度匯率在約6.9至7.1之間徘徊。 直到2020年4月份美聯儲使用量化寬鬆為市面上注入大量美元，美元的大量湧入導致美元供大於求，對離岸人民幣匯率連續下跌近2年時間，在2022年1月份對離岸人民幣匯率報6.3547。
直到2022年4月份美聯儲意識到通脹問題超出預期可控範圍，決定再次轉變貨幣政策，由量化寬鬆變成量化緊縮，加息導致美元及美債不斷上漲，吸引全世界的資金湧入美債市場，美債10年期收益率一度升至4.1%，而同時間美元對其他貨幣的購買力急增。其中，美元對人民幣在昨晚升穿7.27，之前最高是2022年9月份的7.2675。
中國央行則沒有宣佈進入量化寬鬆或緊縮，所以對美元匯率也持續受壓，這影響到中國A股及香港恆生指數不斷下跌，但因中國並沒開放外匯，對實體經濟影響比較少。
場外式黃金/白銀交易的風險:
Service relating to Over-the-counter (OTC) Gold Bullion/Silver trading is provided by MOL. OTC Gold/Silver Bullion trading carries a high degree of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. OTC Gold/Silver Bullion is not regulated by the Securities and Futures Commission (""SFC"") and therefore trading OTC Gold/Silver Bullion will not be subject to rules or regulations promulgated by the SFC. Before deciding to trade OTC Gold/Silver Bullion you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain losses in excess of your deposited fund or even more in extreme circumstances and therefore, you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with trading OTC Gold/Silver Bullion, and seek advice from an independent financial advisor if you require.
Service relating to Over-the-counter (OTC) Gold Bullion/Silver trading is provided by MOL. OTC Gold/Silver Bullion trading carries a high degree of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. OTC Gold/Silver Bullion is not regulated by the Securities and Futures Commission (""SFC"") and therefore trading OTC Gold/Silver Bullion will not be subject to rules or regulations promulgated by the SFC. Before deciding to trade OTC Gold/Silver Bullion you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain losses in excess of your deposited fund or even more in extreme circumstances and therefore, you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with trading OTC Gold/Silver Bullion, and seek advice from an independent financial advisor if you require.
